Payments are due at the beginning of each session. Methods of payment accepted are major credit cards and HSA as forms of payment. In the event that you will need to miss an appointment, you must notify me 24 hours in advance. If you do not provide an advanced notice, you will be responsible for paying for the session you missed. Emergency cancellations are handled on an individual basis.
Use of Diagnosis and Insurance Reimbursement
Some health insurance companies will reimburse clients for counseling services and some will not. In addition, most will require a diagnosis of a mental-health condition and indicate that you must have an “illness” before they will agree to reimburse you. Some conditions for which people seek counseling do not qualify for reimbursement. The initial session will consist of a comprehensive clinical assessment which will determine whether you meet the criteria for diagnosis of a mental health condition. If a qualifying diagnosis is appropriate in your case, I will inform you of the diagnosis and discuss it with you. Any diagnosis made will become part of your permanent client/insurance records.
As an in-network provider coverage varies based on your state of residence. You will need to confirm coverage during our consultation.
As an out of network and/or fee for service provider, at your request, a “Superbill” can be provided for you to file with your insurance company. Depending on your current health insurance company or employer benefit plan, it is possible for services to be covered in full or part. Please contact your health insurance provider to verify how your plan compensates you for psychotherapy services. For further clarification please discuss with me during initial consultation session.
If you would like to investigate the possibility of reimbursement for out-of-network coverage, please check your policy carefully and ask the following questions of your provider:
Do I have mental health benefits?
What is my deductible and has it been met?
How many mental health sessions per calendar year does my insurance plan cover?
How much does my plan cover for an out-of-network mental health provider?
How do I obtain reimbursement for therapy with an out-of-network provider?
What is the coverage amount per therapy session?
Do I need written approval from my primary care physician in order for services to be covered?
Do I have a copay? If so how much is my co-pay